Business

What We Offer To You

You’ve put your blood, sweat and tears into building your business. At CPG we understand exactly what is at stake for you and your family when your business is not properly protected.

CPG Insurance Brokers are here to consult with you so that all your business’ assets are properly protected, including you as the business owner.

Liability for small business owners

Liability insurance protects your company’s assets and pays for obligations incurred if someone gets hurt on your property or when there are property damages or injuries caused by you or your employees. Liability insurance also covers the cost of your legal defense and any settlement or award should you be successfully sued. Typically, these include compensatory damages, non-monetary losses suffered by the injured party, and punitive damages.

General liability insurance can also protect you against any liability as a tenant if you cause damage to a property that you rent; it can also cover claims of false or misleading advertising, including libel, slander, and copyright infringement.

Professional liability insurance, also known as “Errors and Omissions” (E&O) protects you and your company from financial losses incurred by third parties caused by an error or omission by your staff when performing professional services.

Cyber liability insurance protects any company that does business online, including having a website, sending emails or electronically storing sensitive information, from exposures like breaches of privacy, infringement or misappropriation of intellectual property, employment discrimination, violation of obscenity laws, computer viruses transmission and defamation.

Commercial & Auto Transportation

From vehicles owned by your company for employee use, to long haul trucking to Limousines or even non-profit organizations transportation vans, if your business requires a vehicle to operate there is an insurance policy that is right for your transportation needs. Consult with one of our commercial transportation specialists today to learn more about your individual needs.

Commercial Real Estate

With their background in home building, the founders of CPG understand the nuances of commercial real estate and take pride in providing personalized quotes based on your business’ exact needs, including commercial property that you own rent or service as a real estate or building professional, as well as Builder’s Risk which protects your property during construction or renovation.

Workers’ Compensation

Workers’ compensation insurance helps cover the cost of injured employees’ medical and income benefits due to job-related injuries resulting from accidents or occupational disease. In exchange, employees relinquish their right to sue their employer for negligence.

Non-Profits & Special Events

A multi-peril policy protects a non-profit organization including elected or appointed officials, employees and volunteers against claims of negligence, property damage and misconduct. These highly recommended liability coverages protect your organization when you rent or borrow a vehicle for use on official business and when vehicles owned and driven by your employees or anyone else are used on behalf of your organization.